Preheat and Prep Dish:
Heat the oven to 350°F (175°C). Coat a 9×13-inch baking dish lightly with nonstick spray.Whisk Wet Ingredients:
In a large bowl, combine milk, eggs, vanilla extract, mashed banana, peanut butter, and maple syrup. Whisk until smooth and fully incorporated.Mix Dry Ingredients:
Add oats, salt, peanut butter powder, and protein powder. Stir or whisk thoroughly until no dry clumps remain and the mixture is uniform.Bake Oatmeal:
Transfer the oatmeal mixture to the prepared dish, spreading it evenly. Scatter chocolate chips over the top. Bake for 35–40 minutes, or until the center is firm and the edges are lightly golden and bubbling.Cool and Slice:
Place the dish on a wire rack and allow it to cool for 5–10 minutes before cutting into portions.Drizzle Toppings:
Optional drizzle: Combine peanut butter with 1 teaspoon of melted coconut oil, stirring until smooth. In another bowl, heat chocolate chips with the remaining ¼ teaspoon coconut oil in 20-second intervals in the microwave, stirring after each, until melted and smooth. Drizzle both mixtures over the warm baked oatmeal and serve.